For as long as I can remember, my mom has told me to always buy the set. That means if a skirt comes with a matching top, buy it. If a jacket comes with matching pants, buy them. And if a swimsuit comes with a matching cover-up, you really better buy it. After years of childishly ignoring her, lost opportunities, and mismatched ‘fits, I regret to inform both you and myself that, as always, she was right. Even if you don’t wear the set initially, you’ll always be happier that you have the coordinating items in the long run.

So while we can’t change our purchases of years past, we can be sure to implement her wise words in the future—starting with swimwear. As someone who has spent a lot of time researching chic beach attire, I can attest to the fact that a swimsuit always looks best with the matching cover-up. Don’t worry; that doesn’t necessarily mean you have to buy something new. You can always, for example, pair any black bikini with a black sarong or a colored one-piece with a closely matching button-down. Of course, if you are in the mood to shop, I’ve got you covered on that front, too. 

Below, you’ll find 24 sets that are sure to have you looking like the coolest person on the sand at a range of styles and price points that will suit anyone’s requirements. Plus, I sprinkled in a little outfit inspo along the way because we all know that never hurts. Ready to up your game? Simply keep scrolling to get started. 

This color stopped me in my tracks.

I’m obsessed with the idea of beach cargos.

You can always count on this brand for something unique.

Naturally, I fully endorse buying the matching skirt, too.

Iconic.

I showed this skirt to my colleague, to which she replied “Dead.”

There’s no shortage of (my favorite) sparkly suits here.

I love the length of this wrap.

Amazon for the win.

Denim lovers, rejoice!

You’ll wear this top well beyond the beach.

Everyone loves a Triangl suit.

The only thing that could make this brand better was its foray into cover-ups.

I’m very into this shade of green.

This shirt is a classic.

Pantone much?

A throwback moment is always fun.

This suit was so good I needed to show you both colors.

You can wear this shirt with so much.

Who could forget about this iconic Amazon set?

Solid & Striped never disappoints with the classics.

I own this tunic and am truly obsessed with it.

Retro prints are always a good idea.

Of all the sarong styles, the mini has to be my favorite.

Think this is good? Wait until you see the matching top.

Floored.

This print, though.

You can’t go wrong with this.

This tie-bottom is everything.

I find loose shorts to be the most comfortable cover-up option.

As you can probably tell, I’m loving green right now.

This skirt is adorable.

Note the ruched details on this bikini top.

What a pretty print.

It’s giving beach at sunset.

Something about this floral print feels really special.

Revolve knows that it’s all about the micro miniskirt this season.

A personal favorite.

I’m especially partial to the cream border on this pareo.

This print is even better in person.

You can wear this open or tie it up.

Simple yet effective.

From the beach to the bar.

This animal-adjacent print feels so fresh.

Linen is ideal.

Next: The 34 best things my mom, sisters, and I have bought from Nordstrom lately.